Ownership. Changing lives.
Competitive mortgage
rates and a transparent,
no-surprises process
for homeowners. »
Our path to home ownership
What can I afford?
5 steps to home ownership
Contact us
5 steps to owning your home
Working together. Reaching your home ownership goals.
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Make your home ownership plan.
Your Ownership Mortgage Loan Officer will work with your real estate agent to walk you through the home buying process from start to finish. They will give you clarity in a complicated process.
Don’t have an agent yet? That’s okay, we’ll introduce you to some of our favorites!
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Get your loan pre-approved.
Your loan officer will listen to your needs and work with you to be fully pre-approved for your financing.
This pre-approval gives you a big advantage when you find a house you love.
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Find your dream home. And make your offer.
You found the house. With your loan already pre-approved, you’ll work with your real estate agent and Loan Officer to present your strongest offer and win the contract.
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Your house is under contract.
Congratulations, you’re under contract! Now we’ll work with you to set you up for success in your new home. We’ll discuss your final financing options and lock your interest rate, order a market appraisal, and work with your real estate agent to organize a home inspection. This process provides valuable protection for you as a buyer.
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Welcome home!
Now you’re ready for closing. We’ll confirm your final funds needed at purchase and organize all the final closing paperwork so all you have to do is show up and sign.
Competitive rates.
Efficient turnaround times.
A dedicated loan officer.
Changing the trajectory of your life.
Competitive rates. Efficient turnaround times. A dedicated loan officer. Changing the trajectory of your life.
How much home can I afford?
Use the calculator to find out how much your monthly payment will be.
Don’t forget to factor in property taxes and insurance.
Meet the Leadership
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Tim Bennet
SENIOR SALES LEADER
LOAN ORIGINATOR
NMLS#1226247
Questions to ask when looking for a mortgage
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A loan officer looks at your financial situation holistically to determine how much you qualify to borrow. They then find the best lender for you. They shepherd you through the process from start to closing.
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No call center here—we’re here at your (personalized) service. From the first moment you engage with us, you will have the email and cell phone of your personal loan officer.
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We work with over a dozen lenders that cover almost every borrower need. We look for the one that fits your situation best. As an unaffiliated broker, we find the best loan for you. Not us.
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Except for vacations and emergencies— absolutely! That’s the Ownership Mortgage promise.
Interested in buying a home with us?
We’d love to learn more about you.
If you are not a potential homebuyer and would like to reach out, please email us at hello@ownershipmortgage.com!